Prestamype Raises $27M for SME Lending in Peru

Peruvian fintech innovator, Prestamype, has successfully closed a significant funding round totaling $27 million, combining equity and debt. This capital infusion is set to accelerate the company's mission to empower micro, small, and medium-sized enterprises (MSMEs) across Peru with accessible digital financial tools.

The financing comprises a $2 million bridge round, bolstered by the continued confidence of existing backers ALIVE Ventures, Oikocredit, and Salkantay Ventures. Complementing this equity injection is a substantial $25 million credit facility arranged through Lendable, a key partner in expanding Prestamype's lending capacity.

This strategic funding will enable Prestamype to establish a fund management company, known as a SAFI (Sociedad Administradora de Fondos de Inversión). This new entity will unlock the ability to attract capital from a broader investor base, including both retail and institutional players. Furthermore, the credit line will be instrumental in originating mortgage-backed loans, facilitated via a trust structure in collaboration with Peru's development bank, Cofide.

Prestamype's growth trajectory is particularly noteworthy. In 2025, the company achieved an impressive $319 million in factoring disbursements, marking a substantial 163% increase from the $121 million recorded in 2024. Since its inception in 2017, Prestamype has facilitated over $650 million in financial support to Peruvian SMEs, underscoring its vital role in the nation's economic fabric.

The company's core offerings include digital loan origination and factoring services tailored for the underserved SME segment. Beyond core lending, Prestamype also operates Cambio Seguro, a digital currency exchange platform, demonstrating a commitment to providing comprehensive financial solutions. This latest funding round positions Prestamype to further solidify its market presence and expand its product suite, addressing critical financing gaps within the Peruvian MSME sector, a segment vital for economic development and job creation in Latin America.

The Peruvian fintech market, while still developing, shows immense potential, driven by increasing digital adoption and a demand for tailored financial products. Prestamype's success in securing this dual-tranche funding highlights investor appetite for well-positioned fintechs addressing tangible market needs in emerging economies. The involvement of established investors like ALIVE Ventures, Oikocredit, and Salkantay Ventures, alongside the significant debt facility from Lendable, signals strong validation of Prestamype's business model and its impact on the SME ecosystem.