4G Capital

4G Capital is a leading African fintech firm dedicated to empowering micro, small, and medium enterprises (MSMEs) across the continent. The firm provides smart business loans, financial literacy training, and digital financial services designed to foster sustainable growth for underserved entrepreneurs. They employ a unique 'touch-tech' approach, which blends personalized support from a network of agents with digital access through mobile money platforms, making financing simple, secure, and stress-free.

Founded in 2013, 4G Capital's mission is to address the significant financing gap, often referred to as the 'Missing Middle,' for small businesses in Africa. The firm leverages proprietary machine learning technology to assess the creditworthiness of MSMEs, enabling rapid and convenient loan approvals without requiring collateral. This innovative approach allows them to deliver high-fidelity insights from traditionally data-dark sectors, ensuring that loans are right-sized and risk-based.

Rather than traditional equity investments, 4G Capital's portfolio consists of the numerous micro and small businesses they empower. They have disbursed millions of loans to hundreds of thousands of customers, with a notable impact on their clients' growth and livelihoods. The firm is also a Certified B Corporation, emphasizing its commitment to balancing purpose and profit by aligning with UN Sustainable Development Goals and focusing on social impact, including supporting women traders and rural markets.

The team at 4G Capital is driven by a mission to foster financial inclusion and economic growth. They provide bespoke business training programs and credit guidance through both mobile applications and in-person outreach via a nationwide network of branches in Kenya and Uganda. This blend of technology and human interaction is central to their strategy, enabling them to build strong relationships with clients and deliver impactful results.